6 Steps to Buying a Home

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As your trusted real estate agent, I’ll represent your best interests and help you navigate through this complex process.

Start the Loan Process

It’s important as a buyer you establish some kind of financing before you make any serious home offer. The “pre-approval” process allows lenders to take a look at your finances and credit history in order to make a general assumption about your loan amount. The pre-approval process is when a lender looks at all of your finances and determines the amount of money you can afford for a mortgage.

In order to get pre-approved for a loan, you need to contact a lender. I can help you find a lender that you feel comfortable with, and that offers programs best-suited to your needs.

Make a Wish List & Start Your Search

Consider your non-negotiable items on your wish list. What can’t you live without? Do you have to have 3 bedrooms? Do you need to be close to work and school? Do you have to have a pool? Write down your “must-haves” and your “would-be-nice” items and start searching with my assistance.

Make an Offer & Negotiate Counter Offers

Once you have found the right home, I will help negotiate the terms of the sale, including price, possession date and any seller’s concessions, if applicable.

Contract to Closing

There’s a lot that happens between an accepted offer and closing. I will help you navigate through this process. You’ll want to have inspections done on the home you’re buying. You’ll also need an appraisal and insurance.

Final Walk Through & Closing

Before closing, we’ll go through the home for a final walk through to make sure the home is still in the same condition it was in when we wrote the offer. Then it’s time for closing! Final mortgage documents are reviewed and signed. This takes approximately one hour. If you’re required to bring funds to closing, a certified check is required. Your photo ID is also required.

Contact Me to Get Started!

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